Real Estate Loans

Premier FCU offers real estate loans to fit your needs.  Whether you are buying a home or using the equity in your current home, we would love to help!

Home Equity Lines of Credit and Fixed-Rate Home Equity Loans

Once you’ve built up the equity in your home, make it work for you by turning that equity into cash.   You can use that cash to consolidate high interest rate debt, for home improvements, a dream vacation, college tuition….the opportunities are endless! 

Home Equity Line of Credit

  Credit limits up to 90% of your home’s value, less any first mortgage balance

  Variable rate based on Prime Rate

  Little to no closing costs – We cover $400!

  Easy and convenient access to funds
 

Fixed-Rate Home Equity

  Credit limits up to 90% of your home’s value, less any first mortgage balance

  Fixed rate for the term of the loan

  Little to no closing costs – We cover $400!

  Great option if you don’t need a line of credit.

  Protect your payments with credit life and disability. You’ll have peace of mind with our low cost payment protection options.

  Protect your home with TruStage Auto and Home Insurance - another low cost product as a member of Premier FCU!

Home Equity Loan
Effective Date: Friday, December 13th, 2019
Loan TypeAPR
Home Equity Line of Credit (HELOC) As low as 4.75%*
Fixed-Rate Home Equity Loan Updated Weekly. Call 336-370-1286 to get your rate today!
*APR = Annual Percentage Rate. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change. Call us, toll-free, at 336-370-1286 for changes and/or additional disclosures. Rates on home equity lines of credit are tied to prime and are adjusted annually on the first day of January and are subject to minimum and maximum Annual Percentage Rates described in your loan documents. Consult your tax advisor on the deductibility of interest.

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Mortgage Loans

Buying a home may be the most significant purchase in your life and we want to be a part of it! We are here to help make the home buying process smooth and stress free!

Need more information?  Email us at memberservices@premierfcu.org or click below to request a rate quote or to apply online.

Mortgage Loan
Effective Date: Friday, December 13th, 2019
Loan TypeMortgage Rate
Mortgage Loan Updated daily, Call 336-370-1286 or get a quote online
*APR = Annual Percentage Rate. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change. Call us, toll-free, at 336-370-1286 for changes and/or additional disclosures. Rates are updated daily. Please call 336-370-1286 or visit our Online Mortgage site for more information.

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Land Loans

Homes aren’t the only type of real estate we can finance!  Our Land Loan product can help you purchase that piece of property you’ve been dreaming of.  With competitive rates and low closing costs,  we are your source for all of your real estate needs!

Land Loan
Effective Date: Friday, December 13th, 2019
Loan TypeAPR
Land Loan As low as 7.5.00%*
*APR = Annual Percentage Rate. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change.

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