Personal Loans

A Personal Loan is a great way to help you make smaller purchases, meet unexpected needs that may come up or to build your credit history. Premier FCU offers several options to lend you a hand!

  Personal Unsecured Loans – This is a quick and easy option if you have a specific need. No collateral required!

  Personal Line of Credit – Have money available when you need it with an established credit limit.

  Overdraft Line of Credit – With this convenient line of credit that is tied to your checking account, you have access to funds up to your established limit by using your debit card or by writing a check.

  Smart Start Loan - Need to start building credit or re-establish credit? This is the perfect way to do it!

  Holiday Loan – This year as you make your list and check it twice, remember that we can ease your holiday worries. We make it simple with a $1,000 Holiday Loan and 10 easy payments. Mark your calendar for October 1st to apply!

  Share Secured Loan – A fast, low-cost way to get the money you need by using your shares or share certificate as collateral.

Ready to Get Started?

Apply For Your Loan Today!   Have a Question? Call Us!   Chat Us Live!


Current Rates:

Personal Loan
Effective Date: Sunday, October 20th, 2019
Loan TypeAPR**
Personal Loan As Low As 8.75% to 18.00%
**APR = Annual Percentage Rate. All rate discounts are subject to our current floor rates. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change.

Line of Credit Loan
Effective Date: Sunday, October 20th, 2019
Loan TypeAPR**
Line of Credit As Low As 8.75% to 18.00%
**APR = Annual Percentage Rate. All rate discounts are subject to our current floor rates. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change.

Overdraft Loan
Effective Date: Sunday, October 20th, 2019
Loan TypeAPR**
Overdraft Loan As Low As 8.75% to 18.00%
**APR = Annual Percentage Rate. All rate discounts are subject to our current floor rates. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change.

Smart Start Loan
Effective Date: Sunday, October 20th, 2019
Loan TypeAPR**
Smart Start Loan Current Share Rate + 5.00%
**APR = Annual Percentage Rate. Rate discounts are not available on Real Estate Loans, Visa Credit Cards, Share Loans or Smart Start Loans. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change.

Share & Certificate Secured Loan
Effective Date: Sunday, October 20th, 2019
Loan TypeAPR**
Share Secured Loan Current Share Rate + 3.00%
Certificate Secured Loan Current Certificate Rate + 3.00%
**APR = Annual Percentage Rate. Rate discounts are not available on Real Estate Loans, Visa Credit Cards, Share Loans or Smart Start Loans. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change.

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