Membership & Eligibility

Joining Premier Federal Credit Union is one of the easiest decisions you will ever have to make. You can become an member-owner of the credit union if you meet employer, immediate family, common household or community requirements. You can also join if you are a member of the North Carolina Consumers Council (NCCC). To learn more about the NCCC including how to enroll, click here.

How to Join

To get started, just fill out our Online Membership Application. It’s that easy!

Online Membership Application

Membership Eligibility

Anyone interested in joining Premier has several ways to qualify for membership: 

Employer Requirements

We are proud to serve over 500 companies in North and South Carolina. Check here to view a listing of all the companies we serve. If you work for or receive a retirement pension from one of these companies, then you qualify as a potential member. 

Interested in offering Premier Federal Credit Union as one of your employee benefits? Learn how your company can become a Premier Business Partner.

Immediate Family Member & Common Household Requirements

If your immediate family member is a participating member of the credit union or is someone who works for one of our sponsor companies then you qualify as a potential member.

Immediate family member is defined as: parent, spouse, child, sibling, grandparent, grandchild (also including stepparents, stepchildren, step-sibling and adoptive relationships). You are also eligible if you are residing at the same address as a current member.

Community Requirements

If you live or work in Kings Mountain, NC or in a defined area in Forest City, NC, you would qualify for potential membership. Please contact our local Forest City branch for more information.

North Carolina Consumers Council

In 2012, the North Carolina Consumer Council (NCCC) became affiliated with Premier FCU to offer credit union loans and services to its members. NCCC is a non-profit group dedicated to promoting consumer awareness, education and protection in North Carolina and beyond and has represented the consumers of North Carolina since 1968. The NCCC is a nonprofit 501(c)(3) charitable organization.  All donations and membership dues are tax-deductible. 

The membership fee is $20 for the first year with optional renewals afterwards for $15 per year. Members can join or renew for multiple years for discounted rates. Even if you do not renew your membership with the NCCC, you retain your membership with Premier FCU.

Benefits of Joining NCCC:

 Member Newsletter

 Auto Recall Alert Service


 Complaint Assistance

 General Consumer Advice

 Lawyer Referral Service

 Member Discount Program

 The Gripe Vine, a complaint filing service

 Membership dues are tax-deductible

 Credit Union eligibility the same day you join!

If you are not already a member of the North Carolina Consumers Council and you live in a state that has a Premier FCU branch location, click here to learn more about joining the NCCC.

View the NCCC Website for more information:

Join the NCCC Online*:

*Please retain your confirmation number for proof of membership.

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