Real Estate Loans

Premier FCU offers the following real estate loans to fit your needs. Whether you are remodeling a home, looking for a way to fund a dream vacation or wanting to consolidate your existing loans into one monthly payment, using the equity in your current home is a great option to consider. 

Home Equity Lines of Credit and Fixed-Rate Home Equity Loans

Once you’ve built up the equity in your home, make it work for you by turning that equity into cash.   You can use that cash to consolidate high-interest rate debt, for home improvements, a dream vacation, college tuition….the opportunities are endless! 

Home Equity Line of Credit - LIMITED TIME SPECIAL OFFER

  Save Money with a Low-Interest Variable Rate
      Special Promotional** rates as low as 3.25% APR* thru December 31, 2020.
      Variable rates as low as 4.00% thereafter.

  Pay Nothing Out of Pocket
      For a limited time, enjoy no closing costs when you finance your Home Equity Loan at Premier.

  Complete your Home Improvement Projects from Start to Finish
      With financing available up to 90% of the equity in your home*, you'll have an easy and
      convenient way to pay for your home renovations.

  And Much, Much More!
      The perks of a Home Equity Loan go beyond any home improvement project.
      You can also consolidate your high-interest loans into one monthly payment.

  This is a limited-time offer...Act Now!
      Special offer ends September 30, 2020. 

*APR = Annual Percentage Rate. †The APR for a Home Equity Line of Credit is a variable rate based on the WSJ Prime Rate but will never be less than the current floor rate of 4% or higher than the maximum rate of 18% APR. APRs will have a .50% margin added to prime rate for loans to value higher than 80% of appraisal. Please contact us for details on how your rate is determined. All loans subject to credit worthiness. The APR rate is subject to change annually on the first day of January on approved loans and are subject to the minimum and maximum APR as described in your loan documents. As example, a single advance home equity loan of $10,000 at 4.00% APR would have 119 minimum payments of $101.26 and one (1) final payment of $100.64. Example assumes only a single advance and timely payments to principal and interest. Payment could vary. Minimum Loan Amount is $5,000. Loan terms valid only for new Home Equity Loans. **Promotional rate offer ends September 30, 2020. Interest may be tax-deductible; consult your tax advisor. Other restrictions or conditions may apply. Contact the Credit Union for more information. NLMS 402225

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Fixed-Rate Home Equity

  Credit limits up to 90% of your home’s value, less any first mortgage balance

   Fixed rate for the term of the loan

   Little to no closing costs – We cover $400!

   Great option if you don’t need a line of credit.

   Protect your payments with credit life and disability. You’ll have peace of mind with our low cost payment protection options.

   Protect your home with TruStage Auto and Home Insurance - another low cost product as a member of Premier FCU!
 

Home Equity Loan
Effective Date: Thursday, August 13th, 2020
Loan TypeAPR
Home Equity Line of Credit (HELOC) As low as 4.00%*
Fixed-Rate Home Equity Loan Updated Weekly. Call 336-370-1286 to get your rate today!
*APR = Annual Percentage Rate. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change. Call us, toll-free, at 336-370-1286 for changes and/or additional disclosures. Rates on home equity lines of credit are tied to prime and are adjusted annually on the first day of January and are subject to minimum and maximum Annual Percentage Rates described in your loan documents. Consult your tax advisor on the deductibility of interest.

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Land Loans

Homes aren’t the only type of real estate we can finance!  Our Land Loan product can help you purchase that piece of property you’ve been dreaming of.  With competitive rates and low closing costs,  we are your source for all of your real estate needs!

Land Loan
Effective Date: Thursday, August 13th, 2020
Loan TypeAPR
Land Loan Call 336-370-1286 to get your rate today!
*APR = Annual Percentage Rate. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change.

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