Happy couple renovating their home

Give Your Home The Credit It Deserves

Wondering how you’ll get the funds for that home improvement project you’ve been dreaming about? Perhaps you're considering adding a bedroom or giving your kitchen a total makeover but don’t have the money for such a huge project?

Tapping into the equity of your home is a great option to finance your renovations and help give your home the credit it deserves.

Benefits of a Premier FCU Home Equity Loan:

 Save Money with a Low-Interest Rate 
Act now to take advantage of a special promotional rate of 3.25% APR* until the end of 2020! Then on January 1, 2021, your rate will automatically adjust to the current variable Home Equity rate as low as 4.00%. This special promotional rate offer ends September 30, 2020, so apply today!

 Pay Nothing Out of Pocket
Enjoy no closing costs when you finance your Home Equity Loan at Premier.

 Complete your home improvement projects from start to finish
With financing available up to 90% of the appraised value of your home, less any first mortgage balance, you'll have an easy and convenient way to pay for your home renovations.

 And much, much more!
The perks of a Home Equity Loan go beyond any home improvement project. You can also consolidate your high-interest loans into one affordable monthly payment.


Ready To Get Started?

                        Couple planning a new home renovation

Don't wait...Apply online today! Online Loan Application

To apply by phone: Please call us at 336-370-1286 and our friendly and professional staff will help you every step of the way!

For more information about our Home Equity Loan program, click here or simply give us a call at 336-370-1286. Our friendly and professional staff are here to help every step of the way!



*APR = Annual Percentage Rate. †The APR for a Home Equity Line of Credit is a variable rate based on the WSJ Prime Rate but will never be less than the current floor rate of 4% or higher than the maximum rate of 18% APR. APRs will have a .50% margin added to prime rate for loans to value higher than 80% of appraisal. Please contact us for details on how your rate is determined. All loans subject to credit worthiness. The APR rate is subject to change annually on the first day of January on approved loans and are subject to the minimum and maximum APR as described in your loan documents. As example, a single advance home equity loan of $10,000 at 4.00% APR would have 119 minimum payments of $101.26 and one (1) final payment of $100.64. Example assumes only a single advance and timely payments to principal and interest. Payment could vary. Minimum Loan Amount is $5,000. Loan terms valid only for new Home Equity Loans. **Promotional rate offer ends September 30, 2020. Interest may be tax-deductible; consult your tax advisor. Other restrictions or conditions may apply. Contact the Credit Union for more information. NLMS 402225

Go to main navigation