Visa Platinum Credit Cards
We are leading the way with the Premier FCU VISA Platinum Credit Card! Three options are available – you choose which better fits your needs, but no matter which card you choose, you will be automatically protected by up to $500,000 in Travel Accident Insurance at no direct cost to you.
• Variable Rate with UChoose Rewards
You should be rewarded for choosing the Premier FCU VISA Platinum card! Choose the variable rate option and earn points with every purchase through UChoose Rewards, which can be applied towards a variety of travel vouchers and other gifts through the UChoose Rewards Program (PDF).
Ready to start shopping? Redeem your points here!
Have you registered your card? You MUST register your card to earn points. Sign up today!
• Fixed Rate VISA Credit Card
Enjoy a competitive fixed rate with the benefit of the VISA logo.
• Share Secured Visa
This is a great option for members that are just starting out or trying to rebuild credit. The amount of your pledged shares determines the credit limit.
All credit card options come with these same valuable benefits:
Credit limits up to $25,000
25 day grace period on purchases
No Cash Advance fees or higher interest rate on Cash Advances
No Balance Transfer fees
Easy online access to check your balance, review transactions and make payments
Enhanced Verified By Visa password protection
Low cost payment protection insurance (Credit life and disability insurance)
|Effective Date: Thursday, August 13th, 2020|
|Platinum Visa With Rewards||As Low As 5.90% (Variable Rate)|
|Platinum Visa||As Low As 9.90%|
|Secured Visa||As Low As 9.90%|
|**APR = Annual Percentage Rate. Rate discounts are not available on Real Estate Loans, Visa Credit Cards, Share Loans or Smart Start Loans. Your APR may vary depending upon your credit worthiness. Please contact us for details on how your rate is determined. All rates are subject to change. Visa Variable-Rate Credit Card includes UChoose Rewards program. UChoose Rewards program is not available with the Fixed-Rate Platinum or Secured Visa Credit Card options.|