Checking Accounts

Whether you are saving for your future or something special, Premier Federal Credit Union offers a variety of flexible savings options to fit every stage of your life.

Access MORE Checking

Get more from your Checking account! With Access MORE Checking, you'll enjoy many of the features of our standard Checking account:

Low opening balance of $25 makes it easy to get started.

Earn competitive dividends on every dollar you save.

Access your account 24/7 with your Premier Visa® Debit Card.

Dividends are paid monthly and are based on your average daily balance and dividends begin to accrue the day of your first deposit.

PLUS these amazing benefits...

IDProtect®

Identity theft monitoring and resolution service1 for you, and your joint account holders

Includes Credit File Monitoring2, Credit Report, Identity Theft Expense Reimbursement Coverage3 and Resolution Service

Must be 18 years old to use IDProtect®
 

Cell Phone Protection3

Cell phone bill must be paid through this account

Covers first three phones listed on the cell phone bill

Covers damage or theft

Up to two claims per year

Up to $300 per claim

$50 deductible per claim

$hopping RewardsTM

Access to exclusive offers and discounts at thousands of leading online retailers

Shop online using our customized shopping portal and receive cash back

Cash back will be held in your Shopping Rewards account to use towards future purchases - or conveniently sent to you as a check

Registration/activation required. Available online only.

A Monthly Service Charge of $4.95 will apply.

View Our Current Rates


Access Checking

Manage your money in a way that best fits your lifestyle. Whether you prefer writing checks, using a debit card, online banking or even account access on your smartphone or tablet device...Premier has it all! If you're tired of hearing fee instead of free, open an Access Checking account today!

 Low opening balance of $25 makes it easy to get started.

 Earn competitive dividends on every dollar you save.

 Access your account 24/7 with your Premier Visa® Debit Card.

 Dividends are paid monthly and are based on your average daily balance and dividends begin to accrue the day of your first deposit.

 For active accounts, you can say goodbye to monthly service fees.

View Our Current Rates



* If you use an ATM that is not operated by us, you may be charged  a surcharge by the ATM operator or network utilized for such a transaction. The ATM surcharge will be debited from your account if you elect to complete the transaction. Maximum total withdrawal limit of $300 and no more than 9 withdrawals allowed per 24 hour period.

1 IDProtect is a personal identity theft protection service available to personal checking account owner(s), and their joint account owners. The service is not available to a “signer” on the account who is not an account owner, or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 Credit file monitoring may take several days to begin following activation.

3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.

Insurance Products are not insured by NCUA or any Federal Government Agency;
Not a deposit of or guaranteed by the credit union or any credit union affiliate.

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