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Premier Federal Credit Union offers several insurance programs to
make sure that you are protected in the event of an emergency.
For more information, call us at 800.873.2929.
Credit Life/Disability
The Credit Union offers low cost credit life and disability insurance
which protects members and their families in the event of death or
disability.
- Single Credit Disability Cost: $0.250/$100 of monthly loan balance
- Joint Credit Disability Cost: $0.415/$100 of monthly loan balance
- Single Credit Life Cost: $0.068/$100 of monthly loan balance
- Joint Credit Life Cost: $0.115/$100 of monthly loan balance
Family Security Plan
If something happened to you today, how would your mortgage or rent
get paid? How would your children go to college? How would your
family be able to maintain their current lifestyle?
The Family Security Plan offers answers to these and other questions
with our portfolio of insurance products and services including:
- Whole Life Insurance - Covers you for your entire life, not just
for specific periods of time
- Disability Income Protection - Provides a convenient, affordable
way to ensure that your income will continue even if you are
unable to earn a paycheck due to a disabling injury or illness
- Critical Illness Insurance - Provides you will a one time lump
sum cash benefit upon the first diagnosis of a covered critical
illness
For more information, speak with a Member Service Representative or
click here.
GAP
The Credit Union offers GAP Plus coverage to all of its members who
have a new or used car financed with Premier FCU. This insurance
will pay the difference between what the member's insurance
company pays and the actual balance on the vehicle loan if declared
a "total loss".
- $275 for the term of the loan
- Provides member with $1,000 toward the purchase of another
vehicle if they finance with premier FCU
- Available on all vehicle loans regardless of the year, make
or model
Mechanical Breakdown Warranty
The Credit Union offers a warranty through Intercontinental
Warranty Services (IWS) which protects the member in the
event of a mechanical breakdown on their vehicle.
- Varies depending on the year, make and model of the vehicle
and the amount and type of coverage selected
- Cost can be added to and financed with the vehicle loan
- Available for vehicles with less than 100,000 miles
- Available on all qualifying vehicles regardless of where financed
- 60-day money back guarantee
- Low deductible
- Towing up to $50
- Travel Expense up to $225
- Car rental up to 10 days ($300)
- National protection
Member Connect
The MEMBERS Financial Network offers a wide variety of insurance
services to help protect you and your family. Services include:
- Auto Insurance
- Homeowners Insurance
- Term Life Insurance
- Accident Insurance
- Whole Life Insurance
- Variable Annuities
- Fixed Annuities
- Long-Term Care
- Variable Universal Life Insurance
- Credit Life Protection for Loans
- Credit Disability Protection for Loans
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