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April Showers Bring May Flowers ...
We've Got You Covered!

Remodeling ... College Tuition ... Consolidating Bills ... 
No Matter What You Need ... We’ve Got You Covered!
Having the cash you need when you need it. That’s 
the whole point of a Home Equity Line of Credit!

Now you can have up to 80% of your equity available 
for 100% of your plans (Ask us if your equity limit could 
be higher). Use that money for a new car, college tuition, 
a family vacation, plasma TV, remodeling ... this loan puts 
all your plans within reach!

Lots of Money at Your Fingertips
Amounts vary depending on the equity in your home. At 
Premier FCU, our line of credit features:

  • Introductory rate of 4.75% APR *
  • No hidden charges or penalties for early pay-offs.
  • Make advances as needed
  • Enjoy certain tax advantages **
  • Premier will pay up to $400 of closing costs 

Apply today and get your free Premier FCU umbrella as 
our way of saying thank you!*** Offer
is good through 
May 31, 2008. To get started, call
us, toll-free, at 
800.873.2929.

*APR = Annual Percentage Rate. Available on loans made from April 1st, 
2008 through May 31st 2008. For loans made during this promotional 
period, this introductory rate will apply through December 31, 2008. The 
Annual Percentage Rate (APR) on your Home Equity Line of Credit will 
adjust in January 2009, and annually each January thereafter. 
The rate 
adjustment will occur each January 1st based on the Wall Street Journal 
Prime Rate (our
index) available to us 10 days before the date of the 
annual percentage rate adjustment. Home equity
Lines of Credit, depending 
upon credit limit, will price at prime rate minus .25% for lines greater than 
$50,000, with a
floor of 4.50% APR. For lines less than or equal to $50,000, 
the rate will price to the prime rate plus .25%. **In most cases, the
interest 
on this loan is tax deductible. Ask your tax advisor for details. ***While 
supplies last.

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Congratulations to Our Winners of Two Nintendo Wii's!
Congratulations to Melinda Hamrick of Forest City and 
Caleb Massey of Graham!

Premier FCU held a special membership promotion in
February and March, where existing members were 
asked to refer their family members to Premier FCU. All 
new members and referring members were entered in a 
drawing where two Nintendo Wii consoles would be given 
away.  Our drawing took place on Friday, April 4.

Congratulations again to our winners!

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