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All rates are subject to change. Call us, toll-free, at 800.873.2929 for changes and/or additional disclosures. Rates are accurate as of January 1, 2008. Your APR may vary depending upon your credit worthiness.  Please contact us for details on how your rate is determined.  Rates on home equity lines of credit are tied to prime and are adjusted annually on the first day of January and are subject to minimum and maximum Annual Percentage Rates described in your loan documents. Consult your tax advisor on the deductibility of interest. APR = Annual Percentage Rate.

Account Type	APR
Vehicle Loans	As low as 5.75% to 17.75%
Boat/RV Loan - New	As low as 5.75% to 17.75%
Boat/RV Loan – Used	As low as 5.75% to 17.75%
Farm Equipment Loan – New	As low as 5.75% to 17.75%
Farm Equipment Loan – Used	As low as 5.75% to 17.75%
Certificate Secured Loan	Certificate Rate + 3.00%
Share Secured Loan	Share Dividend Rate + 3.00%
Personal Line of Credit Loan	As low as 8.75% to 18.00%
Overdraft Loan	As low as 8.75% to 18.00%
Premier PayDay Solution	18.00%
SuperSaver Loan	8.00%
Visa Platinum Credit Card - Variable Rate (with rewards)	As low as 9.90%
Visa Platinum Credit Card - Fixed Rate (no rewards)	As low as 9.90%
Computer Loan	As low as 8.75% to 18.00%