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Premier Federal Credit Union's wide variety of Personal Loans  are a great way to borrow for any purpose. Overdraft Loans Members can borrow up to $5,000 (based on credit worthiness) and draw upon it as needed to clear share drafts. The system will transfer in increments of $100 only. Members must have a share draft (checking) account to apply for this loan. Click here to apply for an Overdraft Loan with Premier FCU.  Click here for current rates. Calculate your Loan Payment. PayDay Loans Looking for an alternative to high rate payday lenders?  Look no farther than a Premier FCU PayDay loan! Borrow $350 for 60 or 90-days Must have been a member for at least 3-months Click here to apply for an PayDay Loan with Premier FCU.  Click here for current rates. Calculate your Loan Payment. Share Secured Loans Premier FCU will loan you money against your shares or share certificates on deposit with us. Share Secured Loan benefits include: Terms up to 120-months Our best rate share dividend rate or certificate rate + 3.00% No hidden charges or penalties for early pay-offs. Comfortable repayment plans using payroll deduction where possible. Click here to apply for an Share Secured Loan with Premier FCU.  Click here for current rates. Calculate your Loan Payment. Personal Line of Credit The fixed rate on this loan is lower than most Credit Cards,  which makes it a smart way to get a little extra spending money. We just need your signature. Benefits include: Terms up to 60-months No hidden charges or penalties for early pay-offs. Comfortable repayment plans using payroll deduction where possible. Click here to apply for a Personal Line of Credit  with Premier FCU.  Click here for current rates. Calculate your Loan Payment. SuperSaver Loan If you are looking for a great way to establish loan history on your credit report, a SuperSaver Loan may be a good choice for you. SuperSaver Loan benefits include: Terms up to 60-months Borrow up to $5,000 No hidden charges or penalties for early pay-offs. Comfortable repayment plans using payroll deduction where possible. Low, fixed interest rate (8.00%) Click here to apply for a SuperSaver Loan with Premier FCU.  Click here for current rates. Calculate your Loan Payment. Computer Loans Borrow up to $3,500 for a laptop or desktop computer Member must provide credit union with an invoice or purchase order from the merchant. Refinances on prior purchases no older than 30 days are excepted. Click here for current rates. Calculate your Loan Payment.