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Savings Rates
Loan Rates
Real Estate Loan Rates
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All rates are subject to change. Call us, toll-free, at
1.800.873.2929 for changes and/or additional disclosures.
Rates are accurate as of July 1, 2008. Dividends on all
savings accounts are calculated from your average daily
balance; paid quarterly (monthly for Checking and Money
Market Accounts). Fees or other charges could reduce
actual earnings. Savings rates are variable and may
change quarterly (monthly for Checking and Money Market
Accounts, weekly for Share & IRA Certificates) as
determined by the Board of Directors. Share certificate
rates remain fixed for the term of the certificate. Fees
or other charges may reduce actual earnings. A penalty
may be imposed for withdrawals before maturity.
APY = Annual Percentage Yield.
|
| Account Type |
Minimum Balance
|
Rate
|
APY
|
| Savings Accounts |
$25
|
1.00%
|
1.00%
|
|
Checking
|
Varies
|
0.25%
|
0.25%
|
|
Club Accounts
|
$5
|
0.75%
|
0.75%
|
|
Individual Retirement Accounts (IRA)
|
-
|
2.25%
|
2.27%
|
|
Money Market
|
$1,000 to $9,999.99
|
2.00%
|
2.02%
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Money Market
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$10,000 to $24,999.99
|
2.15%
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2.17%
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|
Money Market
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$25,000 to $49,999.99
|
2.45%
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2.48%
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|
Money Market
|
$50,000 and up
|
2.75%
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2.78%
|
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3-Month Share Certificate
|
$500
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2.25%
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2.27%
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3-Month Jumbo Share Certificate
|
$50,000
|
2.30%
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2.33%
|
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6-Month Share Certificate
|
$500
|
2.96%
|
3.00%
|
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6-Month Jumbo Share Certificate
|
$50,000
|
3.01%
|
3.05%
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12-Month (ADD ON)
|
$250
|
3.00%
|
3.05%
|
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12-Month Share Certificate
|
$500
|
3.05%
|
3.10%
|
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24-Month Share Certificate
|
$500
|
3.15%
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3.20%
|
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30-Month Share Certificate
|
$500
|
3.20%
|
3.25%
|
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36-Month Share Certificate
|
$500
|
3.25%
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3.30%
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24-Month IRA Share Certificate
|
$1,000
|
3.15%
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3.20%
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36-Month IRA Share Certificate
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$1,000
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3.25%
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3.30%
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60-Month IRA Share Certificate
|
$1,000
|
3.75%
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3.82%
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