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Premier FCU Share Certificate Accounts offer a wide variety of rates and terms that make them a perfect investment. Dividends are set by the Board of Directors, based on current market conditions, and are higher than those for Savings Accounts. With as little as $250 members can invest in a Share Certificate and maximize their earnings. Opening deposit: $250, $500, $1000 or $50,000, depending on the type of certificate  Terms from 3 to 36 months on regular share certificates. Opening deposit: $1,000 for IRA share certificates Terms of 24, 36 or 60 months on IRA share certificates. Withdrawal and deposit restrictions may apply/vary Click here for current dividends. Bump-Up Option Premier FCU allows members the option to "bump-up" their rate on all certificates with terms greater than 12-months.  The rate may be bumped up to the current published rate or increased by 1%, whichever is less, once during the term of the certificate. Your Funds are Safe All deposits at the Credit Union are insured to at least $100,000 by the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is the strongest insurance fund in the financial services industry and is backed by the full faith and credit of the U.S. Government.