Consumer Savings & Checking Rates
Effective as of September 7, 2010. Rates are subject to change. Please check with your local branch for additional information.
| Account Type |
Minimum Balance
|
Rate
|
APY*
|
| Regular Savings Account |
$25
|
0.50%
|
0.50%
|
| Milestone Savings Account |
$25
|
0.50%
|
0.50%
|
| Checking |
Varies
|
0.15%
|
0.15%
|
| Club Accounts |
$5
|
0.30%
|
0.30%
|
|
Individual Retirement Accounts (IRAs)
|
-
|
1.74%
|
1.75%
|
| Money Market Accounts |
$1,000 to $9,999.99
$10,000 to $24,999.99
$25,000 to $49,999.99
$50,000 and up
|
0.60%
0.65%
0.70%
0.75%
|
0.60%
0.65%
0.70%
0.75%
|
3-Month Share Certificate
3-Month Jumbo Share Certificate
6-Month Share Certificate
6-Month Jumbo Share Certificate
12-Month Add-On Share Certificate
12-Month Share Certificate
24-Month Share Certificate
30-Month Share Certificate
36-Month Share Certificate
24-Month IRA Share Certificate
36-Month IRA Share Certificate
60-Month IRA Share Certificate |
$500
$50,000
$500
$50,000
$250
$500
$500
$500
$500
$1,000
$1,000
$1,000
|
0.75%
0.80%
1.25%
1.30%
1.49%
1.54%
1.98%
2.03%
2.28%
1.98%
2.28%
2.33%
|
0.75%
0.80%
1.25%
1.30%
1.50%
1.55%
2.00%
2.05%
2.30%
2.00%
2.30%
2.35%
|
*APY = Annual Percentage Yield. Dividends on all savings accounts are calculated from your average daily balance; paid quarterly (monthly for Checking and Money Market Accounts). Fees or other charges could reduce actual earnings. Savings rates are variable and may change quarterly (monthly for Checking and Money Market Accounts, weekly for Share & IRA Certificates) as determined by the Board of Directors. Share certificate rates remain fixed for the term of the certificate. Fees or other charges may reduce actual earnings. A penalty may be imposed for withdrawals before maturity.
|
