Consumer Product Fee Schedule
Effective as of March 1, 2007. Fees are subject to change. Please check with your local branch for additional information.
Share (Savings) Account Fees
| Fee Type |
Amount
|
Notes
|
| Club Account - early closure |
$5
|
If closed before end of club term
|
| Regular Share Account - excessive withdrawal |
$2
|
Per withdrawal exceeding 6-per month excludes ATM withdrawals and transfers
|
| Membership Account - early closure |
$15
|
If closed within the first 90-days of membership
|
| Membership Re-established |
$25
|
If membership is terminated and re-established within a 6-month period
|
| Dormant/Inactive Account (1-year) |
$5
|
Per month for accounts with balances under $350 with no activity in 12-months
|
| Return Statement Fee |
$5
|
Per returned statement. Applies to paper statements sent via US Mail and e-mail notifications sent in relation to your e-statement availability
|
Share Draft (Checking) Account Fees
| Fee Type |
Amount
|
Notes
|
| Money Market - excessive withdrawal/transfer |
$10
|
Per transaction exceeding three withdrawals/transactions per month
|
| Business Checking/Second Checking - monthly service |
$10
|
Per month
|
| Stop Payment - Check or ACH draft |
$25
|
Per item or series
|
| Copy of Paid Draft |
$3
|
Per item
|
| Copy of Paid Draft - same day service |
$5
|
Per item
|
| Check order |
-
|
Price of checks vary depending on style and quantity ordered
|
| NSF (Insufficient Funds) Check Return |
$25
|
Per item
|
| NSF (Insufficient Funds) ACH Return |
$25
|
Per item
|
| Non-returned item |
$25
|
Per item. May also be imposed on transactions such as ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone initiated transfers or other electronic transfers
|
| Checks received as collection items |
$10
|
Per item
|
| Account Reconciliation |
$20
|
Per hour ($10 minimum)
|
| Dormant/Inactive Account |
$5
|
Per month will be charged to any checking account with no activity in 12-months that has a balance under $350
|
| Return Statement Fee |
$5
|
Per returned statement. Applies to paper statements sent via US Mail and e-mail notifications sent in relation to your e-statement availability
|
Other Service Fees (applicable to all accounts)
| Fee Type |
Amount |
Notes |
| Statement Copy |
$3
|
Per statement
|
| Interim Activity Listing (Account History Printout) |
$2
|
Per request
|
| Tax Levy/Garnishment |
$25
|
-
|
| Charge-back Deposit (or Check Cashed) Item |
$10
|
Per item
|
| Charge-back Loan Payment |
$10
|
Per item
|
| Posting of a Debit (Point-of-Sale) Transaction to an Account with Insufficient Funds Available |
$25
|
Per item
|
| Official Check/Certified Check |
$2
|
Per check
|
|
Money Order
|
$1.50
|
Per item
|
| |
|
|
| |
|
|
|
Wire Transfer
|
No charge
|
Incoming; domestic or international
|
| Wire Transfer |
$10
|
Per transfer (Outgoing; domestic)
|
| Wire Transfer |
Cost varies
|
(Outgoing; international)
|
| ATM or Debit Card Replacement |
$5
|
Per card
|
|
Visa Credit Card Replacement
|
$3
|
Per card
|
Electronic Transfer Fees
| Fee Type |
Amount
|
Notes
|
|
ATM Surcharge to Foreign Cardholders
|
$1
|
Per transaction
|
|
Premier ATM Card Usage
|
$1
|
Per transaction after first five transactions per month*
|
*This includes ATM transactions (i.e. withdrawals, inquiries) made at any ATM that is NOT OWNED by Premier Federal Credit Union. There is never a charge to use your Premier ATM Card or PFCU VISA Debit Card at a teller machine owned by Premier Federal Credit Union. If you use an ATM that is not operated by us, you may be charged a fee by the ATM operator and by any national, regional, or local network used in processing the transaction. The ATM surcharge will be debited from your account if you elect to complete the transaction.
|
