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Share Certificates

Saving for the future is easy with Premier Federal Credit Union share certificates. If you’re looking for a short or long-term investment that’s safe, secure and guarantees a high yield, nothing beats a share certificate from Premier Federal Credit Union.

With a share certificate you can rest assured that your money is safe and sound. Certificates provide higher yields on funds because you agree to invest your money for a set period of time. With a variety of terms, you can be sure your savings will be available when you need it.

Plus, at Premier, we’re able to offer some of the most competitive rates in the Carolinas.

We invite you to check out our current rates.

  • Terms from three months to  3 years on regular share certificates.
  • Terms of 24, 36 or 60 months on IRA share certificates.
  • Lock in high dividends with minimum balances of just $250, $500, $1000 or $50,000, depending on the type of certificate.
  • Bump-Up Your Rate! Members have the option to “bump-up” their rate on all certificates with terms greater than 12-months. The rate may be bumped up to the current published rate or increased by 1%, whichever is less, once during the term of the certificate.
  • Penalties for early withdrawals may reduce the earnings on the account.


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