Access My AccountApply for a Loan

Checking Accounts

Looking for a checking account with plenty of perks? Then consider one of our Checking Account options below:

Access Checking

An Access Checking from Premier Federal Credit Union provides you with just that and more! Our checking account gives you a number of ways to access your account...and without all the fees and service charges you’ve come to expect at most financial institutions.

With Access Checking, you can manage your money in a way that best fits your lifestyle. Whether you prefer writing checks, using a debit card, online banking or even account access on your smartphone or tablet device...Premier has it ALL! So if you're tired of hearing fee instead of FREE, open an Access Checking account TODAY!

Access Checking Has It's Benefits:

•  No monthly fee.
•  No minimum balance requirement.
•  Free & Unlimited monthly ATM withdrawals (up to $300 per 24-hours)*
•  Unlimited check writing with no per check charges.
•  Free Introductory Set of Starter Checks.  
•  Free Premier Online Banking and Bill Pay.
•  Free Mobile Banking.*
•  Easy-to-read statements, or go paperless with E-Statements.
•  Easily reorder checks online.
•  Easy access to your Checking account with a Premier Visa® Debit Card.
•  24-Hour Access Teller by Phone via Audio Response.
•  CU Service Center access nationwide (Members must enroll for Access).
•  Overdraft Protection via Account Transfer
(Max. 6 per month).
•  With a PremierPlus Overdraft Loan, members can borrow up to $5,000 (based on credit 
    worthiness) and draw upon it as needed.

Special Offer: When switching to Premier from another financial institution, bring us your old checks. We’ll give you $0.10 per check (up to $20) and make sure your old checks are safely destroyed.


Access MORE Checking

Get more from your Checking! With Access MORE Checking, you'll enjoy many of the features of our standard Checking account:

•  No minimum balance requirement.
•  Free & Unlimited monthly ATM withdrawals (up to $300 per 24-hours)*
•  Unlimited check writing with no per check charges.
•  Free Introductory Set of Starter Checks.  
•  Free Premier Online Banking and Bill Pay.
•  Free Mobile Banking.*
•  Easy-to-read statements, or go paperless with E-Statements.
•  Easily reorder checks online.
•  Easy access to your Checking account with a Premier Visa® Debit Card.
•  24-Hour Access Teller by Phone via Audio Response.
•  CU Service Center access nationwide (Members must enroll for Access).
•  Overdraft Protection via Account Transfer (Max. 6 per month).
•  With a PremierPlus Overdraft Loan, members can borrow up to $5,000 (based on credit 
    worthiness) and draw upon it as needed.

PLUS these added benefits!

IDProtect®

•  Identity theft monitoring and resolution service1 for you, and your joint account holders
•  Includes Credit File Monitoring2, Credit Report, Identity Theft Expense Reimbursement Coverage3 and Resolution Service
•  Must be 18 years old to use IDProtect®

Cell Phone Protection3
•  Cell phone bill must be paid through this account
•  Covers first three phones listed on the cell phone bill
•  Covers damage or theft
•  Up to two claims per year
•  Up to $300 per claim
•  $50 deductible per claim

$hopping RewardsTM
•  Access to exclusive offers and discounts at thousands of leading online retailers
•  Shop online using our customized shopping portal and receive cash back
•  Cash back will be held in your Shopping Rewards account to use towards future purchases - or conveniently sent to you as a check
•  Registration/activation required. Available online only.

A Monthly Service Charge of $4.95 will apply. 



* If you use an ATM that is not operated by us, you may be charged  a surcharge by the ATM operator or network utilized for such a transaction. The ATM surcharge will be debited from your account if
you elect to complete the transaction. Maximum total withdrawal limit of $300 and no more than 9 withdrawals allowed per 24 hour period.

1 IDProtect is a personal identity theft protection service available to personal checking account owner(s), and their joint account owners. The service is not available to a “signer” on the account who is not an account owner, or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 Credit file monitoring may take several days to begin following activation.

3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certiļ¬cate of insurance.

Insurance Products are not insured by NCUA or any Federal Government Agency;
Not a deposit of or guaranteed by the credit union or any credit union affiliate.












           

   
   



     Online Check Reorders
  Our Story
  Our Mission, Vision, & Core Values
  Membership & Eligibility
  Chat With Us LIVE (M-F 9-5)
  Find a Branch or ATM
  Contact Us