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Join Premier Federal Credit Union Today!

Have you been looking for a financial institution that delivers personalized banking solutions, competitive rates and builds strong relationships…not one that charges you fees every time you turn around? Is your company interested in attracting and retaining the best employees with great benefits? If so, Premier Federal Credit Union may be the financial home for you and your company.

Joining Premier Federal Credit Union is one of the easiest decisions you’ll ever have to make. An individual can become an member-owner of the credit union if they meet employerimmediate family, common household or community requirements. You can also join if you are a member of the North Carolina Consumers Council (NCCC). To learn more about the NCCC including how to enroll, click here.

How to Join

To get started
, just fill out our
 Online Membership Application. It’s that easy!

Membership Eligibility

Anyone interested in joining Premier has several ways to qualify for membership: 

Employer Requirements

We are proud to serve over 400 companies in North and South Carolina. Check here to view a listing of all the companies we serve (PDF). If you work for or receive a retirement pension from one of these companies, then you qualify as a potential member. 

Interested in offering Premier Federal Credit Union as one of your employee benefits? Learn how your company can
 become a Premier Business Partner.
Immediate Family Member & Common Household Requirements

If your immediate family member is a participating member of the credit union or is someone who works for one of our sponsor companies then you qualify as a potential member.

Immediate family member is defined as: parent, spouse, child, sibling, grandparent, grandchild (also including stepparents, stepchildren, step-sibling and adoptive relationships). You are also eligible if you are residing at the same address as a current member.
Community Requirements

If you live or work in Kings Mountain, NC or in a defined area in Forest City, NC you would qualify for potential membership. Please contact our local Forest City branch to receive more information.

North Carolina Consumers Council

In 2012, The North Carolina Consumer Council (NCCC) became affiliated with Premier FCU to offer credit union loans and services to its members. NCCC is a non-profit group dedicated to promoting consumer awareness, education and protection in North Carolina and beyond and has represented the consumers of North Carolina since 1968. The NCCC is a nonprofit 501(c)(3) charitable organization.  All donations and membership dues are tax-deductible. 

The membership fee is $20 for the first year with optional renewals afterwards for $15 per year. Members can join or renew for multiple years for discounted rates. Even if you do not renew your membership with the NCCC, you retain your membership with Premier FCU.

Benefits of Joining NCCC:

•  Member Newsletter
•  Auto Recall Alert Service
•  Complaint Assistance
•  General Consumer Advice
•  Lawyer Referral Service
•  Member Discount Program
•  The Gripe Vine, a complaint filing service
•  Membership dues are tax-deductible
•  Credit Union Eligibility the same day you join

If you are not already a member of the North Carolina Consumers Council and you live in states that have a Premier FCU branch location,
click here (PDF) to learn more about joining the NCCC.

View the NCCC Website for more information:

Join the NCCC Online*:

*Please retain your confirmation number for proof of membership.


Membership as an Employee Benefit

Premier offers qualifying local companies a free credit union membership package that truly enhances a firm’s employee benefits.  Find out if your company or organization meets our eligibility requirements.

By joining Premier, you will add real value to your firm’s benefits for employees and their family members…at absolutely no cost to you. It’s an excellent way to reward your employees and to provide them with the financial products and services they need to achieve their goals…with a solid financial institution that is federally insured and financially sound.

Our credit union membership is a valuable employee benefit that can help you:

  • Attract and retain top quality employees.
  • Support the financial stability of your employees and their families.
  • Provide a smart alternative to big banks and predatory lenders.
  • Increase loyalty, reduce turnover and set the stage for greater financial success.

        Online Membership Application
      Join the North Carolina
    Consumers Council
      Benefits of Membership
      Find a Branch or ATM
      Switch Your Accounts to Premier FCU
      Need a Loan? Apply Online
      Online Guide - Money Management
      Contact Us