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Premier FCU Membership & Benefits

With Premier Federal Credit Union, you’ll enjoy the same types of products and services as a traditional bank plus the additional perks that a credit union has to offer. Since we are a credit union, you and your family will be able to take advantage of our lower loan rates, higher savings rates as well as little to no fees. If you've never been apart of a credit union, click here to learn more.





Who We Serve

Premier FCU serves everyday people just like you. With more than 500 companies in North and South Carolina and more than 24,000 individual members, we are a growing financial institution that is large enough to offer the products and services to fit your busy lifestyle yet small enough to offer that personal attention you deserve.

Become a Member-owner

Online Membership Application.

You are eligible to join Premier FCU if you or an immediate family member work for or retired from an affiliated company, if you are a member of the North Carolina Consumers Council (NCCC), if you live or work in Kings Mountain, NC or select areas of Forest City, NC or if you have an immediate family member that is currently an active Premier member. To learn more about NCCC including how to enroll, click here.

Since credit union membership is a free employee benefit for your employer, you can always encourage your company to join as well.
 Savings  Access Checking  Personal
 Youth Savings  Auto
 Club Accounts  Credit Cards
 Certificates      Mortgages
 Investments    Home Equity
 IRAs    Student Loans
 Business Services      Convenience Services   

 Other Services

 Savings  Audio Response  Notary Services 
 Investments  Online Banking  Wire Services
 Checking  Mobile Money  Money Orders
 Business Loans  Bill Payment  Money Grams
 Credit Cards  E-Statements  Direct Deposit
 Merchant Services  Overdraft Protection  Deposit Boxes
 Employee Benefits  VISA® Debit Cards  Park Tickets
   VISA® Gift Cards  

Benefits of Membership

Whether you are looking to build your credit, secure a loan, or looking for a safe place to protect your life's savings, we encourage you to come experience the Premier Difference. The Premier Experience is all about you—helping you navigate your financial future to ensure that you have access and information about the best options when you need them most.

As a member, you can take advantage of our other services, including personal or business savings and checking accounts, share certificates, IRAs, and more, but without many of the fees and hidden charges of other financial institutions. And, since we return our profits back to our members through lower interest rates and little to no fees, you can enjoy peace of mind knowing you have a true partner in success that puts your needs over making a dollar. Members are also eligible for discounts at many local attractions as well as other Special Offers. Become a member today!

And if you sign up for Premier Updates, you’ll be the first to learn about our newest services and products...created with you in mind.

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