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Vehicle Loans

When you’re ready to buy your next vehicle, Premier Federal Credit Union is here to help. We offer auto loans for nearly any vehicle. And, with some of the most competitive rates around and a simple loan process, you’ll be behind the wheel and on the road in no time.

Premier member service representatives are proud to have assisted thousands of members finance their vehicle purchases. It is our goal to find the best options available so you know you’ve received the most bang for your buck.  Whether you’re looking to buy a new or used car, boat, recreational vehicle (RV), motorcycle or even farm equipment, check with us first.

Highlights of our vehicle & auto loans include:

  • Flexible and affordable payment options with terms up to 72-months depending on your creditworthiness.
  • Up to 100% financing (percentage financed is determined by credit qualifications).*
  • No hidden charges or penalties for early pay-offs.
  • Comfortable repayment plans using payroll deduction where possible.
  • Get an additional 0.50% off your loan when you purchase a Hybrid Vehicle and/or Fuel-Efficient Vehicle having a combined MPG rating of 40 miles per gallon.
  • Extended warranty options available.
  • *Some limitations may apply. 

    Call 336-370-1286 for vehicle loan details and apply online today.

    Did you know? Your Next Loan Rate Could Be Lower Than You Expect!

    Let your relationship with Premier save you even more money! 

    Your loan rate may qualify for additional discounts (up to 0.75% off) if you meet the following conditions:

  • 0.50% if you fully protect your loan with Credit Disability and Credit Life Insurance.
  • 0.15% if you have been a Premier member for 5 or more years.
  • 0.25% if you have an active checking account with 3+ months Direct Deposit.
  • 0.10% if your loan payments are made by automatic transfer or payroll deduction.
  • 0.25% if you have multiple loans with Premier or you are a repeat borrower.

  • *Excluding Real Estate Loans, Visa Credit Cards, Share Loans and Smart Start Loans.

    Additional Resources

    With access to NADA and CarFax information, you’ll make sure that you are well informed about your vehicles history and market price.

    Credit Life / Credit Disability Insurance

    As an additional benefit for our members, Premier offers credit life and disability insurance to protect you and your family in the event of death or disability.  Our Member Services Representatives will fully explain all of the benefits of protecting your loan. 

    For more information, please contact us at 336-370-1286.

    TruStage™ Auto & Home Insurance

    You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

    Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.

    If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

    Get your free quote today or call 1-855-483-2149.

    TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.



    GAP Plus

    Premier is proud to offer GAP Plus coverage to all of our members who have a new or used car financed with us. This insurance will pay the difference between the primary auto insurance carrier's settlement and the “protected balance”, the payoff amount that is directly related to the purchase of the vehicle or the amount borrowed that is secured by the vehicle (subject to coverage limits). In short, in the case of an accident, you won’t be short-changed when it comes to replacement or repair…regardless of the year, make or model of your vehicle. For $375 over the term of the loan, GAP Plus provides members with $1,000 towards the purchase of another vehicle if your finance with Premier.

    Guaranteed Asset Protection(GAP) is made available to you by Frost Financial Services.

    * All loans are subject to credit approval.

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