Vehicle Loans for Credit Union Members in North Carolina & South Carolina
Credit Union Auto Loans
When you’re ready to buy your next vehicle, Premier Federal Credit Union is here to help. We offer auto loans for nearly any vehicle. And, with some of the most competitive rates around and a simple loan process, you’ll be behind the wheel and on the road in no time.
Premier member service representatives are proud to have assisted thousands of members finance their vehicle purchases. It is our goal to find the best options available so you know you’ve received the most bang for your buck. Whether you’re looking to buy a new or used car, boat, recreational vehicle (RV), motorcycle or even farm equipment, check with us first.
Highlights of our vehicle & auto loans include:
Flexible and affordable payment options with terms up to 72-months depending on your creditworthiness.
Up to 100% financing (percentage financed is determined by credit qualifications).*
No hidden charges or penalties for early pay-offs.
Comfortable repayment plans using payroll deduction where possible.
Get an additional 0.50% off your loan when you purchase a Hybrid Vehicle and/or Fuel-Efficient Vehicle having a combined MPG rating of 40 miles per gallon.
*Some limitations may apply.
Call 800.873.2929 for vehicle loan details and apply online today.
As an added member benefit, Premier is affiliated with the CUDL Auto Smart program and Enterprise Car Sales, which make finding and purchasing your next vehicle a snap. Plus, with access to NADA and CarFax information, you’ll make sure that you are well informed about your vehicles history and market price.
Credit Life / Credit Disability Insurance
As an additional benefit for our members, Premier offers credit life and disability insurance to protect you and your family in the event of death or disability. Our Member Services Representatives will fully explain all of the benefits of protecting your loan.
For more information, please contact us at 800.873.2929.
MEMBERS® Auto & Homeowners Insurance Program
We know you trust Premier to provide you and your family with quality products and services to meet your financial needs. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.
The MEMBERS® Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
With convenient e-service, pay your bill, make changes to your policy and even report a claim.
Receive fast, easy access to claims service 24 hours a day.
Learn more and obtain a free, no-obligation quote today by clicking here.
The MEMBERS® Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
GAP / Mechanical Repair Coverage
Premier offers several insurance programs to make sure that you are protected in the event of a car accident or car repairs.
Premier is proud to offer GAP Plus coverage to all of our members who have a new or used car financed with us. This insurance will pay the difference between the primary auto insurance carrier's settlement and the “protected balance”, the payoff amount that is directly related to the purchase of the vehicle or the amount borrowed that is secured by the vehicle (subject to coverage limits). In short, in the case of an accident, you won’t be short-changed when it comes to replacement or repair…regardless of the year, make or model of your vehicle. For $300 over the term of the loan, GAP Plus provides members with $1,000 towards the purchase of another vehicle if your finance with Premier.
Mechanical Repair Coverage
Through MEMBER’S® CHOICE, Premier offers a warranty to protect our members in the event of a vehicle’s mechanical breakdown. The cost of the plan, which can be financed with the vehicle loan, varies on the year, make and model of the vehicle you purchase and the coverage selected. This coverage is available on all qualifying vehicles, which must have less than 100,000 miles, regardless of where your vehicle is financed.
With MEMBER’S® CHOICE, you get a 60-day money back guarantee, a low deductible, towing allowance up to $50, travel expenses up to $225, car rental up to 10 days (or $300) and nationwide protection.
* All loans are subject to credit approval.