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Personal Loans

Regardless of whether you are an experienced borrower with great credit or a member with no credit history at all, with Premier you’ll have access to the full range of credit union personal loans at low rates for all that life has to offer.

With Premier Federal Credit Union’s personal loans:

•    There are no hidden charges or penalties for early pay-offs.
•    We offer easy repayment plans using payroll deduction where possible.
•    And, for your convenience, you can make same day payments with MoneyGram Express.

Check out our great rates, contact a representative at 336-370-1286 or apply online today.

Personal Signature Loan

Use a personal signature loan for anything you need.  It is quick and easy to apply with no collateral required.

Personal Line of Credit

Enjoy terms up to 60-months and a great fixed rate that is lower than most credit cards. It’s a smart way to get a little extra spending money.

Overdraft Line of Credit

The perfect complement to your Premier checking account, this overdraft protection loan gives you up to $5,000 (based on credit worthiness) any time you need it to cover drafts on your checking account.

Share Secured Loans

Premier will loan you money against your shares or share certificates on deposit with us. Borrow for up to 120-months at a fantastic rate - our best  share dividend rate or certificate rate + 3.00%!

SmartStart Loan

Borrow up to $2,500 for up to 36-months. If you are looking for a great way to establish loan history on your credit report or searching for ways to rebuild your credit, a SmartStart Loan may be a good choice for you!

Holiday Loan

This year as you make your list and check it twice, remember your credit union can help ease your holiday worries.  We make it simple with a $1,000 Holiday Loan and 10 easy monthly payments*.

Treat yourself to worry-free holiday shopping without turning to expensive department store credit cards. You could even pay for travel expenses or throw a terrific holiday party. Our Holiday Loan will provide all the money you need, with a money saving interest rate!

To apply, call us at 336-370-1286 or stop by your local Premier Branch today! 

*Loan approval based on credit worthiness. Payment may vary based on different repayment frequency. APR may vary based on credit worthiness but will not be higher than 14.00% APR. Holiday Loan only offered from October 1st - December 31st.

Did you know? Your Next Loan Rate Could Be Lower Than You Expect!

Let your relationship with Premier save you even more money! 

Your loan rate may qualify for additional discounts (up to 0.75% off) if you meet the following conditions:

  • 0.50% if you fully protect your loan with Credit Disability and Credit Life Insurance.
  • 0.15% if you have been a Premier member for 5 or more years.
  • 0.25% if you have an active checking account with 3+ months Direct Deposit.
  • 0.10% if your loan payments are made by automatic transfer or payroll deduction.
  • 0.25% if you have multiple loans with Premier or you are a repeat borrower.

  • *Excluding Real Estate Loans, Visa Credit Cards, Share Loans and SmartStart Loans.

    Credit Life / Credit Disability Insurance

    As an additional benefit for our members, Premier offers credit life and disability insurance to protect you and your family in the event of death or disability.  Our Member Services Representatives will fully explain all of the benefits of protecting your loan.  

    For more information, please contact us at 336-370-1286.

    * All loans are subject to credit approval.

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