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Personal Loans

Regardless of whether you are an experienced borrower with great credit or a member with no credit history at all, with Premier you’ll have access to the full range of credit union personal loans at low rates for all that life has to offer.

With Premier Federal Credit Union’s personal loans:

•    There are no hidden charges or penalties for early pay-offs.
•    We offer easy repayment plans using payroll deduction where possible.
•    And, for your convenience, you can make same day payments with MoneyGram Express.

Check out our great rates, contact a representative at 800.873.2929 or apply online today.

Personal Signature Loan

Use a personal signature loan for anything you need.  It is quick and easy to apply with no collateral required.

Personal Line of Credit

Enjoy terms up to 60-months and a great fixed rate that is lower than most credit cards. It’s a smart way to get a little extra spending money.

Overdraft Line of Credit

The perfect complement to your Premier checking account, this overdraft protection loan gives you up to $5,000 (based on credit worthiness) any time you need it to cover drafts on your checking account.

Share Secured Loans

Premier will loan you money against your shares or share certificates on deposit with us. Borrow for up to 120-months at a fantastic rate - our best  share dividend rate or certificate rate + 3.00%!

SmartStart Loan

Borrow up to $5,000 for up to 60-months. If you are looking for a great way to establish loan history on your credit report or searching for ways to rebuild your credit, a SmartStart Loan may be a good choice for you!

Credit Life / Credit Disability Insurance

As an additional benefit for our members, Premier offers credit life and disability insurance to protect you and your family in the event of death or disability.  Our Member Services Representatives will fully explain all of the benefits of protecting your loan.  

For more information, please contact us at 800.873.2929.

* All loans are subject to credit approval.

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