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Equity Loans 


At Premier Federal Credit Union, we know your house is more than just a home. It can be a great source of cash through a home equity line of credit, which can be used for just about anything, including remodeling projects, debt consolidation, dream vacations or education.

Check out our great rates, contact a representative at 800.873.2929 today.


Variable Rate


Our variable rate home equity line of credit has a rate that adjusts January 1st of each year. When you use this equity as security, you may also qualify to save money on your income taxes, but you’ll want to contact your tax advisor for more information regarding your personal situation. With this type of loan, you’ll enjoy benefits such as:

•    No points or fees.
•    Make advances as necessary.
•    Borrow up to 80% of value less any first mortgage balance (minimum $5000).
•    No hidden charges or penalties for early pay-offs.
•    Convenient repayment plans using payroll deduction where possible.
•    Use MoneyGram Express Payment for same day payments.

We invite you to check out our current variable rates for home equity lines of credit.

Fixed Rate


Also, you can use the equity in your home to borrow money at a fixed rate through a fixed-second mortgage. Similar to a variable rate equity loan, you may save money on your income taxes and reduce the cost of borrowing, but be sure to consult your tax advisor for details. 

With this loan, you can:

  • Borrow up to 100% of the appraised value less any first mortgage balance.
  • Rest assured that there are no hidden charges or penalties for early pay-offs.
  • Use convenient payroll deduction repayment plans.
  • Use MoneyGram Express Payment for same day payments.

  • We invite you to check out our current fixed rates for home equity lines of credit.

    Please contact us directly at 800.873.2929 to speak with a loan representative about the option that's right for you.

    Credit Life / Credit Disability Insurance


    As an additional benefit for our members, Premier offers credit life and disability insurance to protect you and your family in the event of death or disability.

    For more information, please contact us at 800.873.2929, or visit www.cunamutual.com.

    * All loans are subject to credit approval. If an appraisal is deemed necessary, an appraisal fee will be collected at that time and is non-refundable if the borrower does not close their home equity loan with Premier FCU.
       













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