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Consumer Savings & Checking Rates

Rates are subject to change.  Please check with your local branch for additional information.


 Account Type  Effective Date

Minimum Balance

Rate

APY*

 Regular Savings Account

09/18/2017

$25

0.25%

0.25%

 Checking 09/18/2017

-

0.10%

0.10%

 Club Accounts

09/18/2017

$5

0.20%

0.20%

 Individual Retirement Accounts (IRAs)

09/18/2017

-

0.75%

0.75%

 Money Market Accounts

9/01/2017

$1,000 to $9,999.99
$10,000 to $24,999.99
$25,000 to $49,999.99
$50,000 and up

0.25%
0.25%
0.30%
0.35%

0.25%
0.25%
0.30%
0.35%

 3-Month Share Certificate
 3-Month Jumbo Share Certificate
 6-Month Share Certificate
 6-Month Jumbo Share Certificate
 12-Month Add-On Share Certificate
 12-Month Share Certificate
 24-Month Share Certificate
 30-Month Share Certificate
 36-Month Share Certificate
 48-Month Share Certificate
 60-Month Share Certificate
 24-Month IRA Certificate
 36-Month IRA Certificate
 60-Month IRA Certificate 
 Save to Win Certificate

09/19/2017

$500
$50,000
$500
$50,000
$250
$500
$500
$500
$500
$500
$500
$1,000
$1,000
$1,000
$25

0.35%
0.40%
0.45%
0.50%
0.75%
0.80%
0.90%
1.00%
1.10%
1.30%
1.75%
0.90%
1.10%
1.75%
0.35%

0.35%
0.40%
0.45%
0.50%
0.75%
0.80%
0.90%
1.01%
1.11%
1.31%
1.77%
0.90%
1.11%
1.77%
0.35%




*APY = Annual Percentage Yield.  Dividends on all savings accounts are calculated from your average daily balance; paid quarterly (monthly for Checking and Money Market Accounts).  Fees or other charges could reduce actual earnings.  Savings rates are variable and may change quarterly (monthly for Checking and Money Market Accounts, weekly for Share & IRA Certificates) as determined by the Board of Directors.  Share certificate rates remain fixed for the term of the certificate.  Fees or other charges may reduce actual earnings.  A penalty may be imposed for withdrawals before maturity.