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Truth In Savings (Fee Schedule)


Effective as of September 1, 2010.  Fees are subject to change.  Please check with your local branch for additional information.


Share (Savings) Account Fees



 Fee Type

Amount

Notes

 Club Account - early closure

$5

If closed before end of club term

 Regular Share Account -
 excessive withdrawal

$2

Per withdrawal exceeding 6-per month excludes ATM withdrawals and transfers

 Membership Account -
 early closure

$15

If closed within the first 90-days of membership

 Membership Re-established

$25

If membership is terminated and re-established within a 6-month period

 Dormant/Inactive Account

$5

Per month after 6-months of inactivity and balance is less than $350.00.

 Return Statement Fee

$5

Per returned statement.  Applies to paper statements sent via US Mail and e-mail notifications sent in relation to your e-statement availability



Share Draft (Checking) Account Fees



 Fee Type

Amount

Notes

 Money Market - excessive
 withdrawal/transfer

$10

Per transaction exceeding three withdrawals/transactions per month

 Business Checking/Second
 Checking - monthly service

$10

Per month

 Stop Payment -
 Check or ACH draft

$25

Per item or series

 Copy of Paid Draft

$3

Per item

 Copy of Paid Draft -
 same day service

$5

Per item

 Check order

-

Price of checks vary depending on style and quantity ordered

 NSF (Insufficient Funds)
 Check Return

$25

Per item

 NSF (Insufficient Funds)
 ACH Return

$25

Per item

 Non-returned item

$25

Per item.  May also be imposed on transactions such as ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone initiated transfers or other electronic transfers

 Checks received as
 collection items

$10

Per item

 Account Reconciliation

$20

Per hour ($10 minimum)

 Dormant/Inactive Account

$5

Per month after 6-months of inactivity

 Return Statement Fee

$5

Per returned statement.  Applies to paper statements sent via US Mail and e-mail notifications sent in relation to your e-statement availability



Other Service Fees (applicable to all accounts)



 Fee Type

Amount

Notes

 Statement Copy

$3

Per statement

 Interim Activity Listing (Account History Printout)

$2

Per request

 Tax Levy/Garnishment

$25

-

 Charge-back Deposit (or Check Cashed) Item

$10

Per item

 Charge-back Loan Payment

$10

Per item

 Posting of a Debit (Point-of-Sale) Transaction to an Account
 with Insufficient Funds Available

$25

Per item

 Official Check/Certified Check

$2

Per check

 Inactive Homebanking Service

$10 

After 3-months of inactivity.  Access is removed after 6-months of inactivity. 

 Wire Transfer

No charge

Incoming; domestic or international

 Wire Transfer

$10

Per transfer (Outgoing; domestic)

 Wire Transfer

Cost varies

(Outgoing; international)

 ATM or Debit Card Replacement

$10

Per card

 Visa Credit Card Replacement

$5

Per card



Electronic Transfer Fees



 Fee Type

Amount

Notes

 ATM Surcharge to Foreign Cardholders

$1

Per transaction




*This includes ATM transactions (i.e. withdrawals, inquiries) made at any ATM that is NOT OWNED by Premier Federal Credit Union. There is never a charge to use your Premier ATM Card or PFCU VISA Debit Card at a teller machine owned by Premier Federal Credit Union. If you use an ATM that is not operated by us, you may be charged a fee by the ATM operator and by any national, regional, or local network used in processing the transaction. The ATM surcharge will be debited from your account if you elect to complete the transaction.